At Tony Lau Insurance Agencies Ltd., our highly experienced professionals know the commercial insurance business. We are committed to increasing your safety, profitability, and peace of mind by reducing cost, managing risk, and handling claims in a prompt, efficient, and professional manner. To protect your business, property and employees, contact us now.

Contractors may get themselves sued by third parties for negligence on the job. They need insurance for protection. Owners and design professionals need the protection as well because they are frequently sued for damages for which the contractor is legally responsible. Contractors solve their problems by buying a Commercial General Liability Policy. Owners and design professionals can deal with the risk by requiring that the contractor name them as "additional insureds" on that policy.